Presale Condos Under $500K in Surrey — 25 Active Projects (2026)

Updated September 2026

25 active presale condos in Surrey, BC currently priced under $500K, starting from $299,900. This price band concentrates around City Centre / Whalley, Fleetwood and South Surrey / Grandview Heights — every listing below shows the developer, floor plans, staged deposit schedule, completion window and current incentives so you can compare like-for-like before you request VIP pricing.

VIP buyers registered with our team typically receive allocations and pricing sheets before public launch — often at first-release pricing.

PresaleProperties.com is the buyer-focused representation practice of Uzair Muhammad (REALTOR, Real Broker BC), serving presale and new construction buyers across Metro Vancouver and the Fraser Valley from 3211 152 St, Building C, Suite 402, Surrey BC V3Z 1H8 — (672) 258-1100.

All 25 Condos in Surrey Under $500K

Kingsgate

by Campbell Crossing 4 · King George Corridor · 1 to 3 Bedrooms · from $459,900 · 5% deposit · completion Summer 2026

Stowa

by Genaris Properties · City Centre · Studio - 3 Beds · from $369,900 · completion 2026

Zenith Guildford

by Matte Homes · Guildford · Studio - 3 Beds · from $329,900 · completion 2026

Atlin

by Zenterra Developments · Clayton, Surrey · Studio - 3 bed · from $299,900 · 5% deposit · completion 2028

Georgetown II

by Anthem Properties · Whalley · Studio - 2 Beds · from $389,900 · 15% deposit · completion Spring 2026

BridgeCity

by Oviedo Properties · Whalley · Studio - 3 Beds · from $379,900 · 15% deposit · completion Fall 2028

Chronicle

by Tangerine Developments · Cloverdale · 1 - 2 Beds · from $424,900 · 5% deposit · completion Summer 2026

Silva

by Wanson Group · Newton · 1 - 2 Beds · from $499,900 · 10% deposit · completion Silva 2 move-in ready; Silva 3 Summer 2026

Terra Garden

by New Guildford · Guildford · Studio - 3 Beds · from $449,900 · 10% deposit · completion 2026

Pinnacle

by Mortise Group of Companies · Grandview Heights / King George Corridor (South Surrey) · 1 - 2 Beds · from $399,000 · 10% deposit · completion Fall 2026

Gabriel

by Whitetail Homes · City Centre (Central Surrey) · 1 - 3 Beds · from $420,900 · completion Completed – move-in ready

Juno

by StreetSide Developments · City Centre · Studio - 3 Beds · from $399,900 · 10% deposit · completion Spring/Summer 2028

Fellow

by Tangerine Developments · West Guildford · Studio - 3 Beds · from $369,900 · 10% deposit · completion 2027

Parksville

by Darshan Builders · Green Timbers · Studios - 1 -3 Bedrooms · from $390,900 · 15% deposit · completion Winter 2028

Century City Holland Park

by Century Group · Surrey Central · 1 bed - 2 bed + den · from $427,900 · 5% deposit · completion Spring 2026

GUILDFORD THE GREATEST 2

by Dawson + Sawyer · Guildford · 1 Bedroom to 3 Bedroom · from $469,000 · completion Move-In Ready Mid 2026

Amson Bloc

by Amson Group · Panorama Ridge / Sullivan · 1 - 3 Beds · from $399,900 · 10% deposit · completion Phase 1 Summer 2026; Phase 2 2027

102+Park

by Marcon · Surrey Central · Jr. 1-3 Bedrooms · from $400,000 · 15% deposit · completion Summer 2029

Bute at Clayton Crest

by Zenterra Developments · West Clayton · Jr. 1-Bedroom to 3-Bedroom + Den · from $369,990 · 15% deposit · completion Spring 2028

Guilden

by RDG Management · Guildford · 1, 2 and 3-bedroom · from $329,900 · 5% deposit · completion Fall 2026

Harlowe

by Genaris Properties · South Surrey · Studio to 2 Bedrooms and Townhomes · from $299,900 · 10% deposit · completion 2028

Spera

by Northwest Development · Newton · Studio - 3 Beds · from $299,900 · 10% deposit · completion Summer 2027

The Manhattan

by ML Emporio Properties · Whalley · 1 - 3 Beds · from $361,900 · 15% deposit · completion Summer 2029

City Corners II

by Zenterra Developments · Surrey City Centre · Studio, 1, 2 & 3 Bedroom Condos · from $359,990 · 10% deposit · completion Summer 2028

Harth at Tamanawis Park

by Oviedo Properties · Newton · Studios to 3 Bedrooms + Den · from $309,900 · 10% deposit · completion Spring 2029

Explore More Surrey Presale Condos

Frequently Asked Questions

How many presale condos in Surrey are priced under $500K?

25 active presale condos in Surrey currently have starting prices under $500K (from $299,900). Inventory turns over weekly as new phases release — register for VIP alerts to see launches before public release.

What deposit is required for a Surrey presale condo under $500K?

Under 2026 BC presale rules, deposits on Surrey condos in this band typically total 5–15% of purchase price, paid in staged installments over 12–24 months and held in trust by the developer's lawyer. Buyers earn no interest on presale deposits.

Do GST or Property Transfer Tax apply on a new condo in Surrey under $500K?

New construction homes in Surrey carry 5% GST. Owner-occupiers may qualify for the federal First-Time Home Buyer GST rebate and BC's Newly Built Home PTT exemption (fully waived on qualifying purchases up to $1.1M), which can meaningfully reduce closing costs on presales in this band.

Do I pay you anything to represent me on a Surrey presale under $500K?

For most presale projects the developer pays our buyer-agent commission out of a purchase price they've already set, so representation typically costs the buyer nothing and the contract price is usually identical either way. We confirm exactly how it works on your specific project before you commit.

Can I buy a presale condo in Surrey under $500K as an investment?

Yes — many buyers in this band purchase pre-completion for the appreciation runway (typical 18–36 months to occupancy for wood-frame, 30–48 for concrete) and the option to assign if the contract permits. GST applies on any assignment premium and BC's Home Flipping Tax may apply if resold inside 2 years — we review every contract's assignment clause before you sign.

Sources and disclosure

Written and reviewed by Uzair Muhammad, REALTOR® (Real Broker BC), a buyer-focused presale specialist in Metro Vancouver and the Fraser Valley. Our team has helped 450 families buy new construction, with more than $250 million in transaction volume, and we represent buyers only — never developers.

Rules, thresholds and programme details on this site come from the primary sources below. Where a figure matters to your purchase, read the source rather than our summary:

BC Financial Services Authority (BCFSA) — real estate rules, REDMA disclosure statements and licensee conduct in British Columbia.
Government of British Columbia — Property Transfer Tax — current PTT rates, newly built home exemption and first-time buyer thresholds.
Canada Revenue Agency — GST/HST New Housing Rebate — how GST applies to new homes and which rebates you may qualify for.
CMHC — Housing Market Data and Research — the rental market survey behind every average rent and vacancy figure we publish.
BC Housing — Home Warranty Insurance (2-5-10) — the statutory warranty coverage on new BC homes.

This is general information, not financial, legal or tax advice. Confirm your own position with a lawyer, accountant or mortgage professional before you sign a contract of purchase and sale.

Founded by Uzair Muhammad, REALTOR® — Real Broker BC