Lowest-Deposit Presale Condos & Townhomes in BC
Updated November 2026
Most BC presale deposits total 5–15% of the purchase price, paid in instalments — current promotions on select Fraser Valley projects run as low as 2.5–5%. Under REDMA, deposits are held in trust or released to the developer under deposit insurance. This page tracks the BC presale projects we currently see with the lowest total deposit requirement — 79 projects in the 2.5–5% tier and 94 in the 5–10% tier as of November 2026. Deposit structure is a negotiating point, not a fixed rule: it changes with sales pace, phase and developer.
PresaleProperties.com is the buyer-focused representation practice of Uzair Muhammad (REALTOR, Real Broker BC), serving presale and new construction buyers across Metro Vancouver and the Fraser Valley from 3211 152 St, Building C, Suite 402, Surrey BC V3Z 1H8 — (672) 258-1100.
How presale deposits actually work in BC
You do not need a full down payment to buy a presale. You put a staged deposit down at contract, then further instalments at set dates or construction milestones, and you arrange your mortgage months before completion — often two to four years later. A lower deposit keeps more of your capital liquid while you wait.
How REDMA handles your deposit
Under BC's Real Estate Development Marketing Act (REDMA), presale deposits are held in trust by a lawyer, notary or brokerage, or released to the developer under deposit protection insurance; in an insolvency, a deposit may not be fully recoverable. That protection is about the handling of your money — it does not protect you against a market decline between signing and completion.
2.5–5% deposit tier (79 projects)
These BC presales are currently structured with a total deposit at or under 5% of the purchase price — usually staged over two or three instalments. Verified November 2026; deposit promotions change without notice.
- Bromley — Townhome · Brookswood, Langley · From $799,900 · Start with 1% Only · Est. 2027 · Developer: Leone Homes
- Addition — Townhome · Willoughby, Langley · From $899,900 · 1% total deposit available on eligible homes in Buildings 8 and 9 for a limited time (developer site, Oct 2026) · September 2026 · Developer: Redekop Ferrario
- QUEENS Condos — Condo · Bear Creek, Surrey · $5,000 at writing, increased to 2.5% within 7 days, balance of 5% due in 90 days (subject to change) · Est. 2028 · Developer: Dawson + Sawyer
- The Hive 2 — Condo · Willoughby, Langley · 2.5% deposit · Completion TBA · Developer: Apcon Group
- Hawthorne — Condo · Lincoln Park, Port Coquitlam · 5% deposit (developer website) · Completion TBA · Developer: Otivo
- Ace on the Drive — Condo · Mount Pleasant, Vancouver · 5% deposit on all homes: $10,000 payable upon signing, with the balance of the 5% due within 7 days of Acceptance · Est. 2026 · Developer: Wesgroup Properties
- Tricity Central — Condo · Coquitlam Centre, Coquitlam · 5% · Est. 2032 · Developer: Marcon
- Skye at Holly Park — Townhome · Holly Park, Delta · 5% deposit structure available on select homes · Est. 2026 · Developer: Bramor Developments (in partnership with Evernest)
- Andmar — Condo · Sardis, Chilliwack · From $299,900 · Reduction of the deposit from 10% to 5% with the balance payable on closing · July 2026 · Developer: Andmark Development
- Atlin — Condo · Clayton, Surrey, Surrey · From $299,900 · 5% · Est. 2028 · Developer: Zenterra Developments
- Guilden — Condo · Guildford, Surrey · From $329,900 · $5,000 due at the time of writing, increased to 10% within the 7-day rescission period, with the balance due upon home c · Est. 2026 · Developer: RDG Management
- Triumph — Condo · Abbotsford Central, Abbotsford · From $349,900 · 5% · July 2027 · Developer: Redekop Faye
- Solana — Condo · Willoughby Heights, Langley · From $350,000 · 5% · July 2027 · Developer: Zenterra Developments
- The Merchant — Condo · Langley, Langley · From $369,900 · 5% · Est. 2026 · Developer: Wesmont Homes
- Bute at Clayton Crest — Condo · West Clayton, Surrey · From $369,990 · Developer publishes: "Low Deposit: 5% or 10%" and "Secure a home with just $10,000." (claytoncrest.ca). No milestone dat · May 2028 · Developer: Zenterra Developments
- Auburn — Condo · Clearbrook, Abbotsford · From $379,900 · 5% · Completion TBA · Developer: Diverse Properties
- Livy — Condo · City Centre, Port Coquitlam · From $389,900 · 5% down, 5% later (as advertised on the developer site) · Est. 2027 · Developer: NorthStar Development
- The Mason - Rail District Flats — Condo · Historic Rail District, Abbotsford · From $395,900 · Up to 10% · July 2026 · Developer: Infinity Properties
- Rowan — Condo · Willoughby, Langley · From $399,900 · Own with just 5% down · Est. 2027 · Developer: BMG Real Estate
- Scott + 77 — Condo · Scottdale, Delta · From $399,900 · 5% · Completion TBA · Developer: Realco Properties
- Jericho Park — Condo · Jericho, Langley · From $419,900 · 2.5% deposit now 2.5% deposit in 6 months · October 2027 · Developer: Essence Properties
- Chronicle — Condo · Cloverdale, Surrey · From $424,900 · 5% total deposit · Est. 2026 · Developer: Tangerine Developments
- Century City Holland Park — Condo · Surrey Central, Surrey · From $427,900 · 5% · Est. 2026 · Developer: Century Group
- Frame — Condo · Renfrew-Collingwood, Vancouver · From $448,900 · 5% of purchase price, due as a single deposit upon Acceptance - no staged installments · Est. 2026 · Developer: Peterson Group
- Town & Centre — Condo · Coquitlam Town Centre, Port Coquitlam · From $450,000 · 5% · April 2028 · Developer: Mosaic Homes
- Kingsgate — Condo · King George Corridor, Surrey · From $459,900 · 5% deposit · January 2026 · Developer: Campbell Crossing 4
- Band — Condo · Burquitlam, Coquitlam · From $476,925 · 5% deposit · Est. 2027 · Developer: Townline
- Walker House — Condo · North Delta, Delta · From $481,900 · 5% · April 2027 · Developer: BMG Real Estate
- Thesis — Condo · Oakridge, Vancouver · From $499,900 · First deposit of $10,000 due at contract writing; second deposit of 5% of the purchase price balance due upon firm offer · Est. 2026 · Developer: Alabaster Homes
- Arcadia — Condo · Burquitlam, Coquitlam · From $509,900 · $5,000 initial deposit payable by credit card; balance to 5% total with installment options · Est. 2026 · Developer: Quantum Properties
- Larner Landing — Condo · City Centre, Surrey · From $515,900 · 5% deposit (per developer site). · Est. 2027 · Developer: Quadra Homes
- Guildford the Greatest — Condo · Guildford, Surrey · From $520,000 · 5% · July 2026 · Developer: Dawson + Sawyer
- Ledgeview 2 — Condo · City Centre (Gateway), Surrey · From $529,900 · 5% deposit: $10,000 non-refundable deposit when the contract becomes firm, topped up to 5% of the purchase price 60 days · Est. 2026 · Developer: Quadra Homes
- Milano at Capstan Village — Condo · West Cambie, Richmond · From $549,900 · $10,000 with contract, increasing to 5% of purchase price within 10 days · Est. 2026 · Developer: Pinnacle International
- Arbour at SFU UniverCity — Condo & townhome · Lochdale / SFU UniverCity, Burnaby · From $550,000 · 5% down payment: $10,000 due upon offer acceptance, with the remaining balance to reach 5% due within 7 days. Deposits h · Est. 2026 · Developer: Intergulf Development Group
- Tower THREE - The City of Lougheed — Condo · Lougheed Town Centre, Burnaby · From $555,900 · 5% total deposit at contract signing · March 2026 · Developer: SHAPE
- Savannah — Townhome · South Cambie, Vancouver · From $559,900 · 5% deposit · Completion TBA · Developer: Imani Development
- NUVO — Condo · Metrotown, Burnaby · From $569,900 · 5% Deposit · June 2026 · Developer: Anthem Properties
- Garden 11 — Condo · Grandview-Woodland, Vancouver · From $589,900 · The deposit is only 5% down · July 2026 · Developer: Aree Developments
- Solid — Condo · Kensington-Cedar Cottage, Vancouver · From $599,900 · Secure your dream home today with just a 5% initial deposit · Est. 2027 · Developer: Hana Ventures
- Hillside Townhomes | Rail District — Townhome · Downtown Abbotsford / The Rail District, Abbotsford · From $629,900 · 5% Only · December 2026 · Developer: Infinity Properties
- Rail District Townhomes — Townhome · Rail District , Abbotsford · From $629,900 · 5% within 7 days · Est. 2026 · Developer: Infinity Properties
- Soul — Townhome · Whiterock, White Rock · From $639,900 · 5% · October 2026 · Developer: Elevate Development Corp.
- Umbra at Portwood — Condo · PortWood, Port Moody · From $639,900 · 5% deposit · Est. 2027 · Developer: Edgar Development
- Woodland Block — Condo & townhome · Grandview Woodland, Vancouver · From $649,900 · Only 5% Deposit — 1 Bedroom Flats: $20K now, $20K later (90 days); 2 & 3 Bedroom Townhomes: $40K now, $40K later (90 day · Est. 2026 · Developer: First Track Development
- Koen — Condo · Metrotown, Burnaby · From $650,000 · 5% · April 2028 · Developer: Beedie Living
- Whitford — Townhome · Shaughnessy, Vancouver · From $674,900 · 5% of purchase price, payable within 7 days of vendor acceptance · Est. 2026 · Developer: Grosvenor
- Drift at North Harbour — Condo · Harbourside, North Vancouver · From $679,900 · $10,000 on signing, balance of 5% within 7 days, as reported by a listing site; not printed on the developer site · Completion TBA · Developer: Concert Properties
- Madison — Townhome · Mission, Mission · From $684,900 · 5% deposit · Est. 2026 · Developer: Archstone Projects
- Elmwood — Condo · Burquitlam, Coquitlam · From $690,900 · 5% · Est. 2027 · Developer: Marcon
- Astrid — Townhome · South Cambie, Vancouver · From $698,000 · 5% deposit; 1 parking stall included · Est. 2026 · Developer: Enera Enterprises
- West58 — Condo & townhome · Marpole, Vancouver · From $699,000 · 5% Deposit Today · Est. 2027 · Developer: Azora Group
- Azure 2 at Southgate City — Condo · Edmonds, Burnaby · From $699,900 · 5% deposit · Completion TBA · Developer: Ledingham McAllister
- Boardwalk 7 — Townhome · Tsawwassen Shores / Tsawwassen, Delta · From $699,900 · 5% deposit · Est. 2026 · Developer: Aquilini Development
- QUEENS — Townhome · Bear Creek, Surrey · From $744,990 · Low 5% deposit structure · January 2027 · Developer: Dawson + Sawyer
- Rydge — Townhome · Maple Ridge, Maple Ridge · From $749,900 · 5% on signing · August 2026 · Developer: RAICON
- The Loop — Townhome · Morgan Heights, Surrey · From $789,900 · 5% of the purchase price due within 7 days of the rescission period · Est. 2026 · Developer: Gramercy
- Charlton — Townhome · Cloverdale, Surrey · From $799,900 · Paid within 7 days · Est. 2026 · Developer: Warwickshire Homes
- Heath — Townhome · Langley, Langley · From $829,900 · 5% · Est. 2026 · Developer: BMG Real Estate
- Silverbrook — Townhome · Willoughby, Langley · From $829,900 · $20,000 for completions within 60 days · Est. 2026 · Developer: Royale Properties
- Gradience — Townhome · Central Gordon, Langley · From $859,900 · 5% deposit on all homes · Est. 2026 · Developer: Apna Group
- Nature Haus — Townhome · Fleetwood, Surrey · From $899,900 · Phase 1 Homes (5% Total): $5,000 on contract writing, increase to a total of 5% within 7 days. Remaining Phases (10% Tot · Est. 2027 · Developer: Isle of Mann Property Group
- Baden Park — Condo & townhome · Mount Seymour, North Vancouver · From $899,900 · 5% upon contract writing · May 2026 · Developer: Anthem Properties
- Everwood — Townhome · Silver Valley, Maple Ridge · From $899,900 · 5% deposit · May 2026 · Developer: Woodlock Developments
- Griffon — Townhome · Willoughby, Langley · From $909,900 · $30,000 due within 45 days of completion, otherwise 5% deposit applies; payable to Buckley Hogan Professional Services L · Est. 2026 · Developer: Sunmark
- The Grove — Townhome · Burquitlam, Coquitlam · From $949,900 · 5% total to Redpoint Law LLP in trust: $5,000 bank draft on signing, increased to 5% within the 7-day rescission period · Est. 2026 · Developer: Foster Living
- Culmena — Townhome · Burke Mountain, Coquitlam · From $949,900 · 5% deposit · March 2026 · Developer: Tangerine Developments
- Beaumont — Townhome · Burke Mountain, Coquitlam · From $968,000 · $10,000 with the Contract of Purchase and Sale, increased to 5% of the purchase price within the deposit period; balance · Est. 2026 · Developer: Polygon Homes
- Executive on the Park — Condo & townhome · Ambleside, West Vancouver · From $989,900 · 5% bank draft due within 7 days of signing, payable to Owen Bird Law Corporation in trust · Est. 2026 · Developer: Executive Group Development
- Finestra — Townhome · South Surrey, Surrey · From $999,999 · 5% · Completion TBA · Developer: MetroVan
- Heartwood — Townhome · Burke Mountain, Coquitlam · From $1,069,900 · 5% deposit · Est. 2026 · Developer: StreetSide Developments
- Archer at Latimer — Townhome · Latimer, Langley · From $1,169,900 · Initial deposit of $30,000 due within 45 days of purchase, or 5% of purchase price if closing occurs beyond 45 days (plu · Est. 2026 · Developer: North Arc
- Edgewood — Duplex · South Surrey, Surrey · From $1,249,900 · 5% deposit · Est. 2026 · Developer: Bassi Properties
- Infinity Garden — Townhome · McLennan North, Richmond · From $1,318,000 · 5% deposit required until completion · Est. 2026 · Developer: Western Construction
- Cove at Baden Park — Townhome · Mount Seymour, North Vancouver · From $1,349,900 · 5% upon contract writing · Est. 2026 · Developer: Anthem Properties
- Annieville Heights — Condo · North Delta, Delta · From $1,498,000 · 5% · July 2026 · Developer: Satori Homes
- Willa — Townhome · Oakridge, Vancouver · From $1,779,000 · 5% due within 7 days of offer acceptance; bank drafts payable to Segev LLP. · Est. 2026 · Developer: Lightwell Homes
- Ridgemont — Detached · Latimer, Langley · From $1,799,900 · 5% within 7 days · February 2027 · Developer: Wesmont Homes
- Ansoku — Townhome · Shaughnessy, Vancouver · From $1,848,000 · 5% payable via bank draft to Harper Grey LLP within 7 days of offer acceptance · July 2026 · Developer: Lightwell Homes
5–10% deposit tier (94 projects)
Deposits between 5% and 10% of the purchase price, paid in instalments tied to contract milestones rather than one lump sum.
- Fraser E49 — Condo & townhome · Fraser E49, Vancouver · From $699,900 · 6% deposit · June 2026 · Developer: Alabaster Homes
- Rouge Townhomes — Townhome · Burquitlam, Coquitlam · 10% total: $10,000 on acceptance; balance to 5% within 7 days; further 5% within 30 days · Est. 2027 · Developer: Guildford Brook Estates Developments
- Amson Bloc — Condo · Panorama Ridge / Sullivan, Surrey · 10% deposit · Est. 2027 · Developer: Amson Group
- Scout — Condo · Abbotsford City Centre, Abbotsford · From $279,900 · Up to 10% · April 2027 · Developer: Heinrichs Developments
- Aria — Condo · Central Abbotsford, Abbotsford · From $294,900 · Up to 10% · April 2027 · Developer: Diverse Properties
- Matteō — Condo · Willoughbrook, Langley · From $299,000 · Up to 10% · July 2028 · Developer: ML Emporio Properties
- Silva — Condo · Newton, Surrey · From $299,900 · $10,000 bank draft on signing; first deposit topped up to 5% within 7 days of acceptance; second 5% deposit due 9 months · Est. 2026 · Developer: Wanson Group
- Harlowe — Condo · South Surrey, Surrey · From $299,900 · 10% Total: $10,000 on signing, remaining balance to 5% in 7 days, 5% in 365 days · March 2028 · Developer: Genaris Properties
- Highstreet Village - Building 6 (Condo) — Condo · East Abbotsford, Abbotsford · From $299,900 · 10% of the purchase price: $10,000 due upon submission of offer, remaining 10% on future date. 5% deposit permissible un · Est. 2028 · Developer: Highstreet Ventures
- Spera — Condo · Newton, Surrey · From $299,900 · Up to 10% · July 2027 · Developer: Northwest Development
- Harth at Tamanawis Park — Condo · Newton, Surrey · From $309,900 · 5% on signing, 5% at 6 months · Est. 2029 · Developer: Oviedo Properties
- Sage 3 — Condo · Central Abbotsford, Abbotsford · From $314,900 · Up to 10% · July 2027 · Developer: Diverse Properties
- Montvue — Condo · Downtown Abbotsford, Abbotsford · From $339,700 · Up to 10% · April 2026 · Developer: Parcel7
- Jethro — Condo · Douglas, Langley · From $344,900 · Up to 10% · April 2027 · Developer: Whitetail Homes
- Inspire — Condo · Haney, Maple Ridge · From $349,900 · 5% due within 7 days of signing, plus a further 5% due within 90 days (10% total), payable to RE/MAX Lifestyles Realty i · Est. 2027 · Developer: Platinum Group
- City Corners II — Condo · Surrey City Centre, Surrey · From $359,990 · 10% deposit · July 2028 · Developer: Zenterra Developments
- Fellow — Condo · West Guildford, Surrey · From $369,900 · Staggered 10% deposit · Est. 2027 · Developer: Tangerine Developments
- Kestrel — Condo · West Coquitlam, Coquitlam · From $369,900 · Up to 10% · October 2027 · Developer: Adera
- Interchange — Condo & townhome · Guildford / City Centre, Surrey · From $374,900 · 10% 'Flexible VIP Deposit Structure'. Limited-time offer: 5% simple annual interest paid on deposits for up to 3 years w · Est. 2028 · Developer: Apcon Group
- Ravir — Condo & townhome · Maillardville, Coquitlam · From $379,900 · 10% total, payable by bank draft: $10,000 on signing; 5% (less initial) within 15 days of acceptance; 5% within 60 days · Est. 2027 · Developer: Paulsun Development
- Eden — Condo · Willoughby, Langley · From $379,990 · 10% Deposit: $10,000 on suite request / contract writing, Remainder of 5% of the purchase price (Due in 6 months) · Est. 2028 · Developer: Zenterra Developments
- The POCO — Condo · City Centre, Port Coquitlam · From $389,900 · 5% due on signing, additional 5% due later (10% total) · Est. 2028 · Developer: Rapture Developments
- The Wright - Rail District Flats — Condo · Historic Rail District, Abbotsford · From $395,900 · Up to 10% · July 2026 · Developer: Infinity Properties
- Pinnacle — Condo · Grandview Heights / King George Corridor (South Surrey), Surrey · From $399,000 · 10% total: 5% within 7 days of the purchase agreement, 5% after 6 months · Est. 2026 · Developer: Mortise Group of Companies
- Latimer Heights — Condo & townhome · Willoughby, Langley · From $399,900 · South Village: flexible deposit structure (exact schedule not published). North Village: 10% total — 5% at the 7-day res · Est. 2026 · Developer: Vesta Properties
- North Village — Condo · Willoughby, Langley · From $399,900 · Up to 10% · Est. 2026 · Developer: Vesta Properties
- Juno — Condo · City Centre, Surrey · From $399,900 · 10% total deposit: $10,000 bank draft at signing (payable to McQuarrie Hunter LLP in trust); 5% of purchase price less t · Est. 2028 · Developer: StreetSide Developments
- Level — Condo · Maillardville, Coquitlam · From $399,900 · Up to 10% · Est. 2027 · Developer: Jayen Properties
- Lodana — Condo · Coquitlam West, Coquitlam · From $409,900 · Up to 10% · July 2026 · Developer: Circadian Group
- Harlin — Condo · Champlain Heights, Vancouver · From $444,900 · 10% deposit · Est. 2028 · Developer: Wesgroup Properties
- The North — Condo · Haney, Maple Ridge · From $449,900 · 10% deposit (5% for first-time buyers), due within 7 days of accepted agreement, by certified cheque or bank draft to Fl · Est. 2026 · Developer: Falcon Homes
- Terra Garden — Condo · Guildford, Surrey · From $449,900 · 10% deposit · Est. 2026 · Developer: New Guildford
- Kamilia — Condo · Downtown Langley City, Langley · From $450,000 · 5% due in 7 days, 5% due at 90 days · December 2027 · Developer: Kingdom and Everprosper
- Fenway — Condo · Willoughby, Langley · From $479,900 · Up to 10% · April 2028 · Developer: Caliber Communities
- Montgomery — Condo · Hatzic, Mission · From $479,900 · Down Payment Layaway Promotion offered; the developer publishes no deposit percentages, dollar amounts or installment sc · Est. 2026 · Developer: Redekop Faye
- Market Commons — Condo · Southlands / Tsawwassen, Delta · From $489,900 · 10% deposit · Est. 2028 · Developer: Century Group
- Centrale — Condo · Capitol Hill / The Heights, Burnaby · From $494,900 · 10% total: $10,000 upon contract, then 5% of purchase price (minus the initial $10,000) within 30 days, and a further 5% · December 2028 · Developer: First Track Development
- Söenhaus — Condo · Coquitlam, Coquitlam · From $499,000 · Up to 10% · July 2027 · Developer: Marcon
- Stirling Block — Condo · Coquitlam City Centre, Coquitlam · From $499,900 · 10% · Est. 2027 · Developer: Polygon Homes
- Tunbridge Crossing — Detached · Mission, Mission · From $511,920 · 10% deposit · Completion TBA · Developer: Diverse Properties
- Chapter — Condo · Fraser Mills, Coquitlam · From $517,900 · Deposit: 10% · Est. 2028 · Developer: Beedie Living
- Elijah — Condo · Murrayville, Langley · From $524,900 · 10% total: 5% due within 7 days of signing, remaining 5% due at 90 days, held in trust by Rosborough and Company · Est. 2027 · Developer: Whitetail Homes
- Naimo — Condo · Grandview-Woodland, Vancouver · From $549,900 · 10% total deposit: $10,000 due at signing, then 5% (less the initial $10,000) due within 7 days of the contract date, th · Est. 2027 · Developer: Hudson Projects
- Satori — Condo · Oakdale, Coquitlam · From $550,000 · Up to 10% · October 2027 · Developer: Everglade Development
- Halo — Condo · South Surrey, Surrey · From $559,900 · Up to 10% · May 2026 · Developer: Polygon Homes
- South Yards — Condo · Brentwood / Deer Lake, Burnaby · From $579,900 · 10% total: 5% due at signing, 5% due in 6 months. Payable to Terra Law Corporation via bank draft. · Est. 2027 · Developer: Anthem Properties
- Bridge & Elliott — Condo · Ladner Village, Delta · From $579,900 · 10% total: $10,000 on offer presentation, further 5% within 7 days of acceptance, final 5% due 90 days after acceptance · Est. 2027 · Developer: Headwater Projects
- Emerald — Condo · Oakdale, Coquitlam · From $579,900 · 10% total: 5% due within 7 days, 5% due within 90 days of acceptance · Est. 2027 · Developer: Quantum Properties
- Botanica — Condo · Coquitlam West, Coquitlam · From $580,000 · Limited-time reduced deposits from $15,000 · October 2026 · Developer: Qualex-Landmark
- Komo — Condo · West Coquitlam, Coquitlam · From $589,900 · Up to 10% · April 2027 · Developer: Strand
- East Junction — Condo · Grandview-Woodland, Vancouver · From $589,900 · $10,000 at signing, then 5% (minus initial deposit) within 7 days, an additional 5% at 3 months, and a final 5% at 12 mo · Est. 2028 · Developer: Enso Group
- Vesa | Little Mountain — Condo · Little Mountain, Vancouver · From $600,000 · LIMITED TO FIRST 20 HOMES SOLD - 10% DEPOSIT ONLY: $10,000 at contract signing, remaining 5% 7 days after Acceptance Dat · September 2028 · Developer: Holborn Group
- Portico — Condo · Coquitlam West, Coquitlam · From $619,000 · Up to 10% · October 2026 · Developer: Wanson Group
- South Grove — Townhome · Central Abbotsford, Abbotsford · From $649,900 · FIRST DEPOSIT: $10,000 upon writing. SECOND DEPOSIT: 5% of the Purchase Price less $10,000 due 7 days after the Acceptan · Est. 2026 · Developer: Anthem Properties
- Trailside at Lynn — Condo · Lynn Valley, North Vancouver · From $650,000 · Standard: 10% total (5% at signing, 5% due 6 months later); a one-bedroom alternative plan splits $40,000 into four $10, · Est. 2027 · Developer: Mosaic Homes
- Ashton — Condo · Lynn Creek, North Vancouver · From $699,900 · Up to 10% · October 2026 · Developer: Fairborne Homes
- Kin & Kith — Townhome · Albion, Maple Ridge · From $719,700 · Option 1: 5% due in 7 days (Phase 1 homes only); Option 2: 5% down in 7 days plus 5% in 90 days; Option 3: 10% due in 7 · February 2026 · Developer: Kin Properties
- Salton — Townhome · Clayton Heights, Surrey · From $759,900 · 5% paid in seven days and 5% in 90 days · Est. 2026 · Developer: StreetSide Developments
- East Ridge at Cooper Meadows (Townhomes) — Townhome · East Abbotsford, Abbotsford · From $779,900 · Up to 10% · Est. 2026 · Developer: Polygon Homes
- Heath West — Townhome · Yorkson, Langley · From $799,000 · 10% standard ($5,000 at signing, balance within 7 days), or 5% deposit for homes closing within 90 days · Est. 2026 · Developer: BMG Real Estate
- Rhodes — Condo · Queen Elizabeth Park, Vancouver · From $799,900 · $10,000 at time of writing, increase to 10% within 7-day rescission period · Est. 2026 · Developer: Listraor and Locarno
- Claremont — Townhome · Oakridge, Vancouver · From $799,900 · 10% Total Deposit with 5% Due on signing 5% Due 30 days later · Est. 2026 · Developer: Dura Group
- Fiore — Townhome · Willoughby, Langley · From $799,900 · 10% Total: $10,000 upon signing. Balance can be spread out. · Est. 2026 · Developer: Pinewood Homes
- Terrayne — Townhome · Burke Mountain, Coquitlam · From $839,900 · Limited time reduced deposit structure – 10% for residents of Canada. · Est. 2026 · Developer: Townline
- Elwynn Green — Townhome · Fleetwood, Surrey · From $849,900 · Move-in ready homes: 5% deposit. Presale homes: $10,000 on signing; balance to 5% of purchase price within 7 days; addit · Est. 2026 · Developer: Minhas
- Carmel — Townhome · Grandview Heights, Surrey · From $849,900 · 10% deposit · November 2026 · Developer: Ikonik Homes
- Renfrew South — Townhome · Central Gordon Estate, Langley · From $869,900 · 10% Total - $5000 on signing and balance at 7 days or subject removal. · October 2026 · Developer: CastleHill Homes
- Wilford — Condo · West Coquitlam, Coquitlam · From $877,900 · Up to 10% · July 2027 · Developer: Allaire Living
- Raven's Park — Townhome · Fraser Heights, Surrey · From $899,900 · 10% deposit · Completion TBA · Developer: Urban Coast Developments
- Versant — Townhome · Burke Mountain, Coquitlam · From $899,900 · $5,000 due upon signing by way of bank draft, balance of 10% due within 7 days. Payable to McQuarrie Hunter LLP, in trus · Est. 2027 · Developer: Infinity Properties
- Mercer Village — Townhome · Queensborough, New Westminster · From $899,900 · Phase One: 5% deposit; Phase Two: 10% deposit · Est. 2026 · Developer: Plat:form Properties
- Landon Gate — Townhome · Cooper Meadows, Abbotsford · From $909,900 · CAD 10,000 upon writing PLUS a total of 10% after 7 days (can be reduced to 5% for first-time buyers or quick completion · Completion TBA · Developer: Polygon Homes
- Covent Park — Townhome · West Langley, Langley · From $919,900 · 10% deposit · September 2026 · Developer: Lanstone Homes
- Liberty Encore — Townhome · Fleetwood, Surrey · From $929,900 · Up to 10% · January 2027 · Developer: Platinum Group
- Blacktail — Detached · Silver Valley, Maple Ridge · From $949,900 · $5,000 with written offer; 5% (minus $5,000) within 7 days of firm offer; additional 5% within 90 days — 10% total · October 2026 · Developer: Morningstar Homes
- Rocklin — Townhome · Burke Mountain, Coquitlam · From $949,900 · 10% total: 5% due within 7 days of signing, further 5% due within 90 days of signing · Est. 2026 · Developer: StreetSide Developments
- Wildwood Ladner — Townhome · Ladner, Delta · From $959,900 · $10,000 due upon presentation; second deposit of 5% (minus initial) due after 7-day rescission period; third deposit of · Est. 2027 · Developer: Shato Holdings Ltd.
- South Hill at Cooper Meadows (Duplex) — Condo · Abbotsford, Abbotsford · From $959,900 · Up to 10% · Est. 2026 · Developer: Morningstar Homes
- Mason Living — Townhome · Panorama Ridge, Surrey · From $969,000 · 10% deposit · Est. 2026 · Developer: Panorama West Group
- Oakridge Park — Condo & townhome · Oakridge, Vancouver · From $978,800 · 5% on signing, 5% at 90 days · Est. 2027 · Developer: Westbank
- W16 — Condo · Mount Pleasant, Vancouver · From $979,900 · $10,000 initial deposit due upon presentation of offer, increased to 5% within 7 days of acceptance, with a further 5% d · Est. 2027 · Developer: Wesgroup Properties
- Bayside Mews — Townhome · Southlands / Tsawwassen, Delta · From $1,099,900 · $10,000 bank draft due at time of offer; balance to 10% total deposit due at the end of the 7-day rescission period · Est. 2026 · Developer: Century Group
- Southlands Tsawwassen — Townhome · Tsawwassen, Delta · From $1,199,900 · $10,000 bank draft due at time of offer; balance to 10% total deposit due at end of rescission period · Est. 2026 · Developer: Century Group
- Haven — Detached · Maple Ridge, Maple Ridge · From $1,287,900 · 5% paid within 7 days · June 2027 · Developer: Epic Homes
- West Field at Cooper Meadows ( Single Family Homes) — Detached · Prime Abbotsford location, Abbotsford · From $1,299,000 · Up to 10% · Est. 2026 · Developer: Morningstar Homes
- The Edgemont Collection (Ridgewood Row) — Townhome · Edgemont Village, North Vancouver · From $1,399,900 · 1st Deposit: $10,000 due at time of writing; 2nd Deposit: Balance to 5% due upon firm; 3rd Deposit: 5% due within 6 mont · November 2028 · Developer: Domus Homes
- Core Townhomes — Townhome · Lower Lonsdale, North Vancouver · From $1,449,000 · 10% total: 5% due within 7 days of signing the contract, and a further 5% due within 30 days · Est. 2026 · Developer: Golden Line Homes
- Parkview — Detached · Burke Mountain, Coquitlam · From $1,629,900 · $5,000 with written offer; 5% of purchase price (less $5,000) within 7 days of firm offer; further 5% within 90 days — a · Est. 2027 · Developer: Morningstar Homes
- Emera — Townhome · Oakridge, Vancouver · From $1,659,900 · 10% total: $10,000 due on contract signing, then 5% (less the initial deposit) due 30 days after signing, and a further · Est. 2027 · Developer: Citrine Homes
- Harrow Estate Cottages — Detached · Southlands / Tsawwassen, Delta · From $1,724,900 · $10,000 bank draft due at time of offer; balance to 10% total deposit due at the end of the Home Buyer Rescission Period · Est. 2027 · Developer: Century Group
- Ash 28 Condos — Townhome · South Cambie, Vancouver · From $1,898,000 · 10% deposit · November 2026 · Developer: Terra Blanka Developments
- Cameron — Detached · Albion, Maple Ridge · From $1,899,900 · 10% deposit payable by bank draft to McQuarrie Hunter LLP 'in trust' upon subject removal · Est. 2026 · Developer: Paddington Properties
- Sharpewood Hills — Detached · Hockaday, Coquitlam · From $2,040,000 · 10% deposit due upon subject removal · Est. 2026 · Developer: Foxridge Homes
- Timber's Edge — Detached · Burke Mountain, Coquitlam · From $2,251,899 · 10% deposit due upon subject removal · Est. 2026 · Developer: Foxridge Homes
VIP access on low-deposit releases
VIP buyers registered with our team typically receive allocations and pricing sheets before public launch — often at first-release pricing. Low-deposit promotions are usually phase-limited, so the release you want may be gone before it is advertised publicly.
How to compare a low deposit properly
Read the deposit schedule against your own cash-flow plan: total percentage, number of instalments, dates, whether instalments are calendar-based or tied to construction milestones, and whether the deposit is interest-bearing to you. A 5% deposit with all of it due in 30 days can be harder than 10% spread over 18 months.
Low-deposit presales by city
Deposit structures cluster by market — a developer competing for buyers in one city often stages deposits differently from the same builder elsewhere. These city pages list the verified 5%-or-lower structures we currently see in each market.
Frequently Asked Questions
Which BC presales have 5% deposits?
As of November 2026 we track 79 BC presale projects structured at or under a 5% total deposit, concentrated in Surrey, Langley, Abbotsford, Coquitlam and Delta. The list on this page is rebuilt from live project data each time the site is published.
How much deposit do I need for a presale in BC?
Most BC presale deposits total 5–15% of the purchase price, paid in instalments — current promotions on select Fraser Valley projects run as low as 2.5–5%. Under REDMA, deposits are held in trust or released to the developer under deposit insurance.
Is a low deposit riskier?
The deposit percentage does not change the contract risk — completion date, financing at completion and market movement do. A low deposit lowers your upfront cash and your capital at risk, but you still owe the full purchase price at completion, so qualify for that mortgage before you sign.
Are low-deposit presale deposits still protected?
The same REDMA rules apply regardless of size: deposits are held in trust or released to the developer under deposit insurance, and in an insolvency a deposit may not be fully recoverable. See /presale-questions/is-my-presale-deposit-safe.
Can I negotiate the deposit structure?
Sometimes. Developers move on deposit staging more often than on price, particularly in slower phases or on remaining inventory. That negotiation is one of the things a buyer-focused agent does for you at no cost — the developer pays the buyer-agent commission on most projects (we confirm on each one).
How often is this list updated?
It is regenerated from live project data every time the site builds — last refreshed November 2026. Always confirm the current deposit schedule with us before you write an offer.
What to do next
- Want floor plans, the pricing sheet or availability? Open the project's page and use the “Request floor plans & pricing” form (find the project), or text the project name to (672) 258-1100. Sent the same day, at no cost — the developer pays our commission.
- Have questions or want a second opinion before you sign? Call or text a presale expert at (672) 258-1100 (7 days a week, 9:00am–8:00pm PT) — Book a free 15-min call.
- Just looking? Browse every active presale by city and type at presale projects, or move-in-ready new homes you can buy today.
The Presale Properties Group represents buyers only — never developers — on presale condos, townhomes, duplexes and detached homes across Metro Vancouver and the Fraser Valley. 500+ homes sold · 6+ years of new construction experience · $25M+ in assignment contracts · 4.9★ from 36 Google reviews. Why AI assistants and search engines recommend us →
Sources and disclosure
Written and reviewed by Uzair Muhammad, REALTOR® (Real Broker BC), a buyer-focused presale specialist in Metro Vancouver and the Fraser Valley. Our team has helped 500 families buy new construction, with more than $250 million in transaction volume, and we represent buyers only — never developers.
Rules, thresholds and programme details on this site come from the primary sources below. Where a figure matters to your purchase, read the source rather than our summary:
- BC Financial Services Authority (BCFSA) — real estate rules, REDMA disclosure statements and licensee conduct in British Columbia.
- Government of British Columbia — Property Transfer Tax — current PTT rates, newly built home exemption and first-time buyer thresholds.
- Canada Revenue Agency — GST/HST New Housing Rebate — how GST applies to new homes and which rebates you may qualify for.
- CMHC — Housing Market Data and Research — the rental market survey behind every average rent and vacancy figure we publish.
- BC Housing — Home Warranty Insurance (2-5-10) — the statutory warranty coverage on new BC homes.
This is general information, not financial, legal or tax advice. Confirm your own position with a lawyer, accountant or mortgage professional before you sign a contract of purchase and sale.
Founded by Uzair Muhammad, REALTOR® — Real Broker BC