5% Deposit Presales in Burnaby
3 published presale projects in Burnaby on our platform are currently structured at a 5% or lower deposit on signing. Most BC presale deposits total 5–15% of the purchase price, staged across several instalments, with promotional structures occasionally as low as 2.5–5%. Deposits are held in trust under REDMA.
PresaleProperties.com is the buyer-focused representation practice of Uzair Muhammad (REALTOR, Real Broker BC), serving presale and new construction buyers across Metro Vancouver and the Fraser Valley from 3211 152 St, Building C, Suite 402, Surrey BC V3Z 1H8 — (672) 258-1100.
How low-deposit structures work in Burnaby
A developer sets the deposit schedule to match its construction financing. A 5% structure means less capital tied up at signing, with the remaining instalments arriving at agreed milestones. Most BC presale deposits total 5–15% of the purchase price, staged across several instalments, with promotional structures occasionally as low as 2.5–5%. Deposits are held in trust under REDMA. Every schedule is written into the purchase agreement and the disclosure statement — read it during the 7-day rescission period with a lawyer.
What that means in dollars
On a $700,000 Burnaby home, a 5% first instalment is $35,000, with the balance of the deposit due on the contract schedule and the remaining purchase price funding at completion. There is no buyer interest on deposits in BC, so a lower up-front instalment simply leaves more of your capital available until the next milestone.
What to check before you write
Deposit size is only one variable. Check the estimated and outside completion dates, the developer's change rights, the assignment terms, GST treatment and the price per square foot against comparable Burnaby releases. We are retained by you, never by the developer, and we read those clauses with you.
Frequently Asked Questions
Which Burnaby presales take a 5% deposit?
3 published Burnaby projects on our platform are structured at 5% or less on signing: Koen, Tower THREE - The City of Lougheed, NUVO. Structures change between releases, so we confirm each one with the developer before you write.
Is a 5% deposit the total deposit?
Usually not. Most BC presale deposits total 5–15% of the purchase price, staged across several instalments, with promotional structures occasionally as low as 2.5–5%. Deposits are held in trust under REDMA. A 5% headline figure normally refers to the first instalment, with further instalments on the schedule in the disclosure statement.
Where is my deposit held?
In trust, under BC's Real Estate Development Marketing Act. Deposits do not go to the developer's operating account, and buyers are not paid interest on them in BC.
Does a low deposit mean a worse home?
No. Deposit structure is a sales and financing decision by the developer, not a statement about build quality. Judge the home on the disclosure statement, the builder's record, the floor plan and the price per square foot.
What deposit do I need at completion in Burnaby?
The full balance of the purchase price funds at completion through your mortgage, less deposits already paid. Budget separately for GST where it applies, property transfer tax, legal fees and the first strata contribution.
Burnaby presales at 5% or lower deposit
- Koen — Metrotown, Burnaby · from $650,000 · 5% deposit
- Tower THREE - The City of Lougheed — Lougheed Town Centre, Burnaby · from $555,900 · 5% deposit
- NUVO — Metrotown, Burnaby · from $569,900 · 5% deposit
Founded by Uzair Muhammad, REALTOR® — Real Broker BC